Welcome to IMG’s section of Coverage without Boundaries®! We know that the reasons to travel abroad are many and varied – that’s why our products are too. Our full-service approach to providing international medical insurance products includes: vacationers, those working or living abroad for short or extended periods, people traveling frequently between countries, and those who maintain multiple countries of residence.
To meet all of these needs, we have developed a comprehensive range of major medical, life, dental and disability products that can be tailored to meet your situation.
To assist you in determining which plan is right for you, we’ve provided specific product categories below to help narrow your search. For more detailed plan information you can “Download a brochure & application” using the button associated with each product. Once you have determined which plan best fits your needs, click on the “Quote/Buy Insurance” button to complete the simple and easy-to-follow application.
All coverage, benefits and premium amounts listed are in U.S. dollars.
Coverage for individuals & families worldwide
Patriot Travel Medical Insurance®
Individual & family – Short-term coverage available from five days up to two years.
Patriot Travel Medical Insurance is designed to meet the needs of international travelers looking for temporary medical insurance coverage while traveling outside of their home country. In addition to medical benefits, the plan includes coverage for emergency medical and political evacuation, repatriation, and a choice of deductibles and plan maximums up to $2,000,000.
There are two plans available: Patriot InternationalSM provides coverage for U.S. citizens traveling outside the U.S., and Patriot AmericaSM provides coverage for non-U.S. citizens traveling outside their home country.
Global Medical Insurance®
Individual & family – Flexible long-term annually renewable plan.
Global Medical Insurance (GMI) is a flexible, long-term, annually renewable, U.S.-style major medical insurance program designed for U.S. citizens living abroad, and non-U.S. citizens throughout the world.
GMI offers the flexibility to select from an assortment of four unique benefit plan options – Silver, Gold, Gold Plus, and Platinum – each with different levels of coverage. In addition, there are different areas of coverage available, optional riders, flexible underwriting methods, as well as multiple deductibles and modes of payment.
Individual & family coverage for trip cancellation and interruption, travel delay, medical expenses and baggage
Individual & family – Travel protection program.
Patriot T.R.I.P. helps protect travelers who are unable to travel or are interrupted during their covered trip due to circumstances, such as a sudden and unexpected illness or injury, death in the family, jury duty, job layoff, terrorism or the bankruptcy of the tour operator, cruise line or airline. Benefits also include coverage in the event of travel and baggage delay, lost baggage, emergency medical expenses, emergency medical evacuation and more.
Patriot T.R.I.P.® Student
Individual & family – Travel protection program for students.
Patriot T.R.I.P. Student is a budget-conscious travel insurance program designed to provide important benefits to students for many of those unforeseen circumstances that may force the cancellation or interruption of a covered trip. This program also includes coverage for trip cancellation or interruption travel and baggage delay, lost or stolen baggage, emergency medical expenses and emergency medical evacuation.
Specialty coverage – plans for evacuation or adventure sports
Patriot Adventure℠ Travel Medical Insurance
Individual & family – Short-term medical coverage available from 30 days up to six months for adventure sports enthusiasts.
Patriot Adventure is designed for the adventurous international traveler. It provides benefits for those traveling abroad who also intend to participate in non-contact amateur athletic activities and a select group adventure sports.
There are two plans available: Patriot Adventure InternationalSM provides coverage for U.S. citizens traveling outside the U.S. and Patriot Adventure AmericaSM provides coverage for non-U.S. citizens traveling outside their home country.
Individual & family – Short-term coverage available from three to twelve months for those needing emergency care & services.
Sky Rescue is designed for individuals and family members traveling outside their home country. It provides international emergency services, including emergency medical & political evacuation, repatriation, reunion and return of mortal remains combined with international travel assistance services. The plan may be purchased for three months, six months or 12 months.