Non ACA Health Insurance

NON ACA Health Plans (aka Short-Term Health Plans) are alternative health insurance options for those who are not mandated to have a comprehensive health plan from the Marketplace, but want some type of affordable coverage. Travel Health Plans are for those who are planning a trip out of the country and need temporary health insurance for traveling. These plans offer a variety of options that cater to different needs and budgets, making it easier for you to choose the right coverage for your situation.

Why Non ACA Health Plans? Did you know? 

Types of NON ACA Health Plans

Alternative health insurance options to keep you covered between your employer covered or ACA Health Plan, or when traveling out of the country. Plans have different price points, coverage levels, and policy lengths to provide flexibility.

Frequently asked questions

Non-ACA health plan options are typically a lot less expensive than a comprehensive health plan, because they do not cover pre-existing conditions nor do they contain all of the essential benefits required by the ACA. A non-ACA plan could be a good option for you if you are relatively healthy and do not anticipate having a lot of medical expenses. It is financial safety-net in the event you become suddenly ill, develop an illness, or have an accident. For more on comprehensive health plans the essential benefits, click here.

Non-ACA options do not follow the rules of the Affordable Care Act, thus you can buy and enroll in a plan any time of the year. If you buy a plan today, your coverage could start as early as the next day.

As healthcare costs continue to sky-rocket, why go without coverage and run the risk of financial ruin should you or a family member suffer an expected illness or accident. Most personal bankruptcies, (nearly 70%) are caused by illnesses and accidents leaving individuals unable to work and strapped with medical bills.  

Non-ACA alternatives such as Short Term Health Insurance will cost you a lot less than an unsubsidized major medical plan and can protect your finances so you can focus on your health and getting better. However, keep in mind some of these plan have limitations and in some cases, do not cover certain and/or preexisting conditions.